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*FREE HOME or OFFICE VISIT*
"We believe our clients should be treated individually, each having their own specific personal and financial circumstances. Therefore all consultations are conducted in the comfort & privacy of their home or office, at a time to suit them."
Michael Doctors |
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* If your assets are above the current nil rate band of: £325,000 (from 05 April 2009) |
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† The Law Society has stated that 74% of people in the UK still don’t have a Will and that over a third of people die without having made one.
Even if you do have a Will, it is likely that it will not achieve what you want, given the problems associated with inheritance tax, long term care fees and that of protecting assets from the divorce, re-marriage or bankruptcy of your surviving spouse or beneficiaries. |
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"A brief note to say thank you for your help and kindness shown to my wife and I during your recent visit to our home.
I was really dreading the trauma of wading through reams of legal paperwork, especially now that my Parkinson's Disease is particularly troublesome. However, your understanding of my situation and your sympathetic approach made everything so much easier for me to grasp.
I truly appreciate everything you did for us and I am now confident that our affairs are in good order. Again, my sincere thanks."
S.Richardson |
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"We were so impressed with our first appointment with Michael that we recommended his services to friends and family, which became especially significant as Paul’s father was diagnosed with a terminal illness shortly after.
Michael dealt with the situation sensitively, professionally and promptly.
We could not have received a better service at what was a very difficult time."
Y & P Harvey |
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"We were pleased to see you again recently. We both felt a great sense of relief when the completed wills and trusts, you had so carefully prepared were duly signed and witnessed, under your supervision.
You took a great deal of care and trouble in raising and dealing with all the points which gave us concern. Keith and I are most grateful to you."
K & M Sainsbury |
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"I would like to thank you and the IFA for sorting my affairs out whilst I was ill recently.
I believe your patient approach in explaining technical legal matters made the process much simpler and I am now confident my estate and wishes are properly represented in my new will and trust."
J Oakley |
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"Michael Doctors came to see us in our own home and explained in layman’s language (so we could understand) the benefits of Enduring Power of Attorney, Inheritance Tax, Joint Tenancy and Advanced Medical Directives.
I would therefore strongly recommend the services of Michael Doctors who, in my opinion did a very professional job."
V J Ogilvie |
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"This is just to say ‘thank you’ for the kind way in which you helped me through what was a difficult time; it was very much appreciated, mainly because kindness seems to be in short supply these days.
Your legal guidance has given me peace of mind that my affairs are now in order."
L M P Chivers |
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"We first heard of Michael Doctors through a friend who attends our local Parkinson’s group.
We wanted the security of our home and assets passing to trusts, through our will, which would give us the best advantage, should either one of us need full time nursing care.
Michael came and explained in easy to understand terms and guided us through the potential family problems with our existing wills as both of us have been married previously.
We now feel assured that our affairs in order."
B & S Giles |
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"Michael Doctors provided my family with a clear and explicable Final Will and Testament.
Michael’s approach was professional and friendly. I would recommend him to friends and family."
Mr Pirault |
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Save Inheritance Tax: How do I save inheritance tax, reduce or even avoid?
... after all, it seems a reasonable question ... |
You work all your life paying tax ... tax when you earn ... tax when you spend ... tax when you make a profit ... tax when you make a capital gain ... and when your life is finally over ... ... ...
... there’ll be another 40% inheritance tax due before your beneficiaries receive a penny*!
It’s INHERITANCE TAX upon TAX UPON TAX
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To compound matters: your home(s), your business, your savings, your investments … in fact, the sum total of your life’s financial endeavours are constantly at risk from third party attack:
- Long Term Care Costs
- typically at £400 to £1000 per week should a person require this attention.
Your home may have to be sold to pay for it, often leaving your intended beneficiaries in a difficult situation.
- Remarriage
- if not you, then your children or grandchildren might one day be disinherited, due to remarriage and consequential inheritance by a remote individual or family.
- Divorce
- if not you, then your children or grandchildren might one day be subject to losing the inheritance you had intended for them through a divorce settlement. This may mean a remote individual or family could make a claim on your estate which had passed to your beneficiaries.
- Bankruptcy
- if not you, then your children or grandchildren might one day face losing the inheritance you had intended for them through creditors or future bankruptcy proceedings.
- Multi Generational Tax Liability
- if not you, then your children or grandchildren may have to pay inheritance tax on assets which have previously been subject to this. It is then possible in certain circumstances, that from every subsequent £1million in assets left, only £360,000 will reach your grandchildren.
... it just doesn't feel right?
... and many UK families are in this fragile financial situation whether they know it or not†
It is important to understand: a usual Will, will not protect your family from the above financial threats ... and essentially, it may only be a matter of time and circumstance.
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What can you do? Is there a smart solution?
Whatever your motives or stage of life; parent or grandparent, business or personal - it's only natural to want to make sure that you have taken care of those closest to you, for when you are no longer able or alive to do so yourself. You will want to ensure that you have taken all reasonable measures to prevent events from conspiring to disinherit you or your true intended beneficiaries now or in the future ...
... but, is it really possible to protect and 'ring-fence' an estate from:
Inheritance Tax - Long Term Care Costs - Divorce Settlements
Remarriage - Bankruptcy Charges - Multi Generational Tax Liability?
The simple truth is YES - you do have a choice ...
And the solution is affordable, legal and robust for generations to come ...
... bespoke strategies designed for you personally and controlled by YOU for you, your partner, your children, grandchildren and great-grandchildren ... to make certain your wealth remains with you and those you intended it to.
And so, you need to make a decision now:
- Do nothing and allow Inheritance Tax and other threats to erode your estate?
- or -
- Invite over 40 yrs of expertise (1000's of satisfied clients) into your thoughts & planning?
... discover far-reaching financial security ...
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Member of the
Federation of Small Businesses |
Estate & Succession Planning Specialists: Wills, Trusts & Probate |
Dear Reader,
At Southern Legal Services our aim is to make Estate/Succession Planning (specialising in Wills, Trusts and Probate) easier and more accessible to all.
We especially believe our clients should be treated individually, as each has their own specific personal and financial circumstances. Therefore, all consultations are conducted in the comfort and privacy of their own home or place of work, at a time to suit them. Or if preferred, appointments at our office(s) can also be arranged.
As all family and business affairs differ, our initial 1 hour plus consultation - which is completely free of charge and without obligation - allows us the opportunity to assess your personal circumstances and asset register, and for you to understand the specialist bespoke
solution(s) we design.
Only then will we be able to suggest the most appropriate strategy for you and working from a fixed fee pricing structure advise of the overall cost – before any charged work is undertaken.
* Our usual catchment area for free personal home/business visits is:
Sussex - Kent - Surrey - Hampshire - Berkshire - Oxon
Yours sincerely,
For and on behalf of Southern Legal Services
Michael Doctors Partner
NB: Due to demand for our specialist estate and succession services and the integrity of our work - Southern Legal Services reserves the right to decline acceptance of any application. |
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Southern Legal Services
Tel: 01273 236 036 | Mob: 07904 167 506
| www.southern-legal-services.co.uk |
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Brighton - Chichester - Crawley - Dorking - Eastbourne
Haywards Heath - Hove - Lewes - Reigate - Worthing
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